High Net Worth / Trusts-Estates

Midwest can help to manage your financial assets.

Global stock and bond annual forecasts from 2023 to 2032 are 8.0% and 4.6% before inflation, fees, and taxes.¹

Both estimates are lower than their 10.2% and 5.0% averages from 1926 to 2022,² and these levels are prudent under current circumstances.  Accordingly, investors are encouraged to allocate at least 50% of their publicly held assets to highly diversified portfolios. 

In addition, many accounts should be managed in a passive, low-cost manner.  Most actively managed portfolios underperform investable indices due to persistent subjectivity, egregious annual fees, and the current status of America’s financial system.  There is also a higher uncertainty of investment returns, and administrative duties are increased.

• Over the past ten years most of Vanguard’s funds have outperformed the peer-group averages.³  That relative performance should continue.
• Research shows that properly balanced portfolios earned similar inflation-adjusted returns during both expansions and contractions from 1926 to 2010.⁴ 
• Vanguard’s fee control structure is impressive and transparent.
• Most portfolios are highly diversified and can be tailored to owner-beneficiary circumstances, including tax-efficient strategies.
• Their custodial services are considered among the best and safest with respect to their fiduciary, compliance, and other responsibilities.

Midwest oversees all portfolios in an unbiased, cost efficient, and easy-to-understand manner.

Expenses do matter.

As the chart below shows, the return difference on an efficiently managed $1 million low-cost vs. high cost portfolio over ten to forty years can be $100,000 to $3,000,000 or more.