FAIR SHARE MARKET MODEL^SM ANALYSIS

Complimentary Basic Return, Expense, and Risk

The basic FAIR SHARE MARKET MODEL^SM ANALYSIS allows long-term investors to estimate cumulative profits, egregious expenses, and associated risks by inserting the following items:

1. Your amount invested can be $1,000 to $10,000,000,000.
2. Your annual estimated return can be 1.0% to 10.0%. This is a basic consensus ten-year global 50% stock/50% bond allocation as of January 1, 2025. For lack of clear data, the same rate is used for long-term estimates. As a reference, from 1926 to 2024 the U.S. 50/50 balanced return and inflation estimates were 8.3% and 2.9% before fees. International estimated returns are not provided.
3. Your estimated total fees can be 1.0% to 3.0%. Aggregate expenses can include: financial planning; registered investment adviser and mutual and exchange traded fund fees; transactions (commissions; markups/markdowns; payments-for-order-flow; custodial and administration charges; etc.
4. Midwest total fees are the combined internal and external portfolio management expenses. They should be less than 0.2% to 0.7%, depending on account size.
5. Neither possible tax expenses nor potential inflation are included in this analysis.
6. Time horizon can be forty or fifty years. This is used to help investors realize the cumulative negative effect that egregious charges and compounding have on their economic well-being as conceptualized by John Bogle (see The Wisdom of John Bogle – 2006 research). For large accounts, customized maturities, cash flows, and other factors can be provided.
7. This proprietary Model was designed by Midwest Asset Management, Inc. solely to teach investors about the lower returns and higher risks that egregious expenses can cause substantial opportunity losses over time.

Midwest Asset assumes no liability or responsibility regarding the default rate or any other changes readers make regarding their interpretation. Any reproduction or commercial use by others is explicitly prohibited.

This chart is for illustrative purposes and does not represent actual or guaranteed results. For further information, please contact us.

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